\n\nIn order for you to believe that you are \"Enough\" you need to believe that nothing is ever wasted. Life has given me twist, turns, ups and downs but all of it was not for nothing. Every struggle I have ever went through has prepared me for my future. All of the disappointments, set backs, lonely nights and people who did me wrong provided me with the opportunity to mature, grow and develop my own character. My God didn't send those hardships to me, he instead used them to Prepare me for the next step. Those adversities have made me and molded me into the person that I am, and the person that He is creating me to be. I decided a long time ago that difficulties will not stop me, instead they will only Promote me!\n<h3>Tannis Kramer<\/h3>","post_title":"Nothing is Ever Wasted","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"nothing-is-ever-wasted","to_ping":"","pinged":"","post_modified":"2016-07-15 13:46:12","post_modified_gmt":"2016-07-15 13:46:12","post_content_filtered":"","post_parent":0,"guid":"http:\/\/test.kriesi.at\/enfold-medical\/?p=926","menu_order":0,"post_type":"post","post_mime_type":"","comment_count":"0","filter":"raw"},{"ID":1546,"post_author":"2","post_date":"2017-04-05 17:39:38","post_date_gmt":"2017-04-05 17:39:38","post_content":"<div class=\"page\" title=\"Page 1\">\n<div class=\"section\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n\nA DOWN PAYMENT GIFT PROGRAM\n\nWould You Like To BUY a Home But Need HELP With the DOWN PAYMENT?\n\nThe Home Now Program provides financing and down payment\/ closing cost assistance in the way of a gift (not a loan) to the borrower through an approved lending corporation.\n\nMontana Community Development Corporation developed the program to meet the housing needs of Montana residential borrowers who meet the income levels of less then 115% Applicable Median Income (AMI).\nThe purpose of the loan is for a single-family borrower to purchase or refinance a primary owner- occupied residence, that are 1 or 2 units including Condos, Townhomes and PUD\u2019s through an <a href=\"http:\/\/MYFICO.com\">FHA, VA, RD, or CONVENTIONAL loan<\/a> with a 30 Year term.\n\n<a href=\"http:\/\/HUD.com\">DOWN PAYMENT ASSISTANCE<\/a>-\nFHA,VA, and RD programs provide 3.5% or 5% assistance. Gifting funds up to 100% of the homebuyer\u2019s cash to close with no contribution or refund from borrower.\nCONVENTIONAL program - provides 3%, 4%, or 5% assistance.\n\n(FICO) Minimum Credit Score of FHA,VA, and RD is to be 640 or higher HOMEBUYER EDUCATION \u2013 Recommended but not required.\n\n<a href=\"https:\/\/trinabesel.mannmortgage.com\/\">Get Pre-Qualified Now!<\/a>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","post_title":"Down Payment Gift Program to Buy Your New Home.","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"home-now","to_ping":"","pinged":"","post_modified":"2017-04-05 17:39:38","post_modified_gmt":"2017-04-05 17:39:38","post_content_filtered":"","post_parent":0,"guid":"http:\/\/www.westernskiesmt.com\/?p=1546","menu_order":0,"post_type":"post","post_mime_type":"","comment_count":"0","filter":"raw"}],"post_count":9,"current_post":-1,"before_loop":false,"in_the_loop":false,"post":{"ID":153,"post_author":"3","post_date":"2012-05-24 18:59:53","post_date_gmt":"2012-05-24 18:59:53","post_content":"<h2>\"There are things you can do to ensure a smooth new construction process.\"<\/h2>\nAre you thinking about buying a new construction home in the Billings, MT area? If so, you've come to the right place. Here are three common mistakes to avoid when buying new construction:\n<ul class=\"styled-list\">\n \t<li><strong>Failing to hire a real estate professional to represent you:<\/strong> If you are going to court, would you represent yourself? If you have an ailment, would you trust a friend to diagnose you, or would you rather see an expert? A real estate professional will protect your interests when you go to negotiate a new home purchase.<\/li>\n \t<li><strong>Do your research:<\/strong> Some builders simply aren't reputable; so you can't pick one without giving it a good deal of thought. There are many ways you can find out which builders are reputable. One of the most important things you can do is find a builder who is going to stand behind their product.<\/li>\n \t<li><strong>Read the fine print:<\/strong> Builder contracts are setup to protect their interests. You need to ensure you are not getting fooled or taken advantage of in the contract stage. Again, working with a good Realtor is a great way to avoid problems with this part of the process.<\/li>\n<\/ul>\nIf you have any questions about buying new construction, or if you need real estate assistance of any kind, please don't hesitate to <a href=\"https:\/\/westernskiesmt.com\/contact\">reach out<\/a> to us. We would love to help you make smart decisions in your marketplace.","post_title":"Avoid These 3 Common Mistakes for a Smooth New Construction Process","post_excerpt":"","post_status":"publish","comment_status":"closed","ping_status":"closed","post_password":"","post_name":"avoid-these-3-common-mistakes-for-a-smooth-new-construction-process","to_ping":"","pinged":"","post_modified":"2012-05-24 18:59:53","post_modified_gmt":"2012-05-24 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